Business owners are always seeking ways to enhance customer service, and upgrading to the latest equipment is one of the most effective strategies. However, the high cost of equipment and machinery can often pose a challenge. Blueleaf Capital’s equipment financing program provides a fast and affordable solution, enabling business owners to acquire new or used equipment to boost productivity, efficiency, and service quality.
Whether you’re a startup restaurant in need of state-of-the-art appliances or a construction company requiring heavy machinery, Blueleaf Capital helps you get the equipment you need NOW while preserving essential working capital.
Our competitive commercial lending and equipment financing options at Blueleaf Capital streamline the equipment acquisition process, making it straightforward and stress-free.
Loan Amounts
$30,000 – $5,000,000
Terms
1 – 5 years
Rates
Range from 6-35%
What is Equipment Financing?
Equipment financing is a type of loan designed to help businesses purchase essential equipment or machinery, such as restaurant appliances, commercial trucks, or construction tools. These loans are repaid through periodic installments, which include both principal and interest, over a fixed term.
Businesses often turn to equipment financing to replace, upgrade, or purchase new equipment while preserving their cash flow and working capital. With Blueleaf Capital, you can finance 80% to 100% of the equipment cost.
These loans are self-secured, meaning the equipment itself serves as collateral. This structure allows Blueleaf Capital to offer lower interest rates and extended repayment terms. The amount you can borrow and the applicable interest rate will depend on the equipment’s value and the strength of your loan application. Additionally, the loan term will not exceed the equipment’s useful life.
With financing from Blueleaf Capital, businesses can acquire items such as computers, trucks, ovens, desks, furniture, copiers, forklifts, or farm machinery—without the need for a large upfront investment.
Curious about the difference between equipment financing and leasing? Check out our blog article for detailed insights to help you make an informed choice.
