A Merchant Cash Advance (MCA) from Blueleaf Capital offers a fast and convenient way for small and midsize business owners to access upfront cash, even without collateral or a high credit score. Repayment is tied to a percentage of future credit and debit card sales processed through the business’s merchant account.
Unlike traditional business loans, an MCA provides a lump sum in exchange for a share of future revenue. This makes it an ideal option for business owners with lower credit scores (FICO), as it requires no collateral and features a streamlined approval process.
If you need working capital quickly, a Merchant Cash Advance from Blueleaf Capital is a flexible solution, offering one of the fastest approval processes available.
Loan Amounts
$20,000 – $5,000,000
Terms
3 – 18 months
Time to Fund
1 – 2 business days
Benefits
- Factor Rates From: 1.20
- Terms: 3-18 months
- Loan Amounts: $20K – $5M
- Time to Fund: 1-2 Business Days
- Time in Business: 1 Year
- Existing Advance: No Problem
- Tax Liens Acceptable: Yes
- Industries Funded: All
- Repayments: Daily or Weekly
- Collateral Required: No
- Restrictions on Uses: No
- Consolidation/Refinancing Options: Yes
How a Merchant Cash Advance Works
As a business owner, you understand the importance of having access to funds when needed. Whether it’s for urgent repairs or purchasing new equipment to improve operations and boost revenue, having capital is essential. If you have the funds, that’s great; but what if you don’t?
Your first instinct might be to apply for a bank loan. However, with banks denying loans to business owners more frequently than ever, many are left frustrated and facing limited options.
Securing financing shouldn’t be difficult, especially when your business is facing challenges that require quick action.
Fortunately, alternative lending institutions like Blueleaf Capital offer loan programs specifically designed for business owners who need additional funds to strengthen and grow their businesses.